As used in this Terms of Use Disclosure, the words “we,” “us,” and “our” means, individually and collectively, our parent corporation Regional Management Corp. (also known as “Regional Finance”) and Column N.A. and their respective agents, affiliates, representatives, service providers, assignees, and successors (“Bank”).
By clicking in the box shown in the digital application appearing next to the hyperlink for this disclosure, you authorize Regional Finance to use your personal and nonpublic confidential information in any manner consistent with Regional Finance’s Privacy Policy and the Bank’s Privacy Policy. You have reviewed and acknowledge receipt of both Regional Finance’s Privacy Policy and Bank’s Privacy Policy, links to which are posted on this web page and you agree to electronic delivery of the Privacy Policies.
You certify that all the information you provide in connection with the transaction is true and correct to the best of your knowledge. You also authorize us to perform a search and analysis of certain federal- and state-required databases as well as other commercial or proprietary databases to evaluate your creditworthiness and to verify your identity.
At the time you complete and submit an application for credit you authorize us to verify the accuracy of any information you have provided to us, including verification of income and employment status. You expressly authorize us to contact any person or company you have identified to us to verify any of the information you have provided in connection with this application or with the servicing of this account. You understand that you may be required to provide identification or personal documents for final loan approval that confirm your identity once your application is submitted. ANY false statement made by you shall be sufficient basis for denial and/or rejection of credit for your application. You understand that we will retain your application and any information you provide as our property whether or not the application for credit is approved.